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Membership Packages

Whether you are protecting yourself, your nuclear family, or your elderly parents, we have a plan that fits. Our rates ensure that dignified farewells are accessible to every Kenyan household.

Individual Shield

Dignified cover for individuals across all life stages.

Coverage Options & Monthly Contribution

Individual Cover (Age 18–59)

Basic cover for young and middle-aged adults.

KSh 150/mo

Senior Individual Cover (Age 60–74)

Extended cover for older adults.

KSh 300/mo

Senior Individual Cover (Age 75+)

Comprehensive cover for seniors.

KSh 500/mo

One-time registration fee: KSh 500

Funeral Service Benefits

  • Standard Casket: A good-quality standard coffin for the deceased.
  • Hearse Transport (Van): Transportation of the body using a dedicated Toyota van hearse.
  • Mortuary Fees: Coverage of morgue fees for up to 14 days (up to a maximum of KSh 15,000).
  • Floral Tribute: One coffin spray arrangement and 20 stem roses.
  • Viewing Tent: A gazebo tent to shelter the body during the wake or viewing.
  • Dressing of the Deceased: Dignified preparation of the body, including a burial suit or gown.
  • Ceremonial Equipment: Provision of an automatic lowering gear, a red carpet at the graveside, and a church trolley.

Important Policy Notes

Key information about your membership and benefits.

1. Waiting Period (Grace Period)

After you register, a waiting period applies before funeral claims can be made. This period varies by age:

  • Ages 1–79: 4-month waiting period.
  • Ages 80–89: 6-month waiting period.
  • Ages 90–100: 8-month waiting period.

Claims for deaths during the waiting period cannot be processed, except for accidental deaths, which are covered immediately.

2. Payments & Defaulting

Monthly contributions are due by the 10th of each month. A 30-day grace period is allowed for late payments. Failure to pay for 3 consecutive months will result in a default, and your benefits will be suspended.

Reinstating your cover may require resetting the waiting periods. Please note that all contributions are non-refundable.

3. Add-On Services

Optional add-ons are available for special requests:

  • Catering for larger groups
  • Additional floral arrangements
  • Customized items like tribute t-shirts
  • Professional video livestream services